Return is a regulated company

We operate a regulated and compliant service partnering with prominent RegTech companies that are fully governed and are industry leaders.

  • # Virtual Asset Service Provider
  • # SRO Member of VQF
  • # Insurance on custodial assets by Fireblocks


Return was launched as a fintech (financial technology) company in 2022 with the mission to make it accessible, understandable, and safe for everyone to earn high returns on their savings from the decentralized financial markets.


Our Mission

To make earning from digital financial markets accessible, easy and safe for all, by delivering compliance and good governance. We believe that decentralized finance should be understandable and useful to everyone.

A regulated approach to DeFi

  • VASP Authorization

    We are authorized in the EEA as a Virtual Asset Service Provider (VASP) under Registration No. 306264593 by the Financial Crime Investigation Service (FCIS) of Lithuania.

  • VQF SRO Membership

    We are an SRO member of the Financial Services Standards Association (VQF), an organisation recognized by the Swiss Financial Market Supervisory Authority (FINMA), Membership No. 101140.

How is yield generated?

Learn more on how to achieve high APY.

Return Finance serves as a bridge between the traditional financial system and Decentralized Finance (DeFi). Our service converts Euros and U.S. Dollars into their digital equivalents, Euro Coin (EURC) and United States Dollar Coin (USDC), respectively. These digital assets, known as stablecoins, are virtual representations of traditional fiat currencies, fully backed by fiat reserves and regulated. This ensures a transparent and efficient process for both conversion and tracking.

Annual Percentage Yield (APY) on your deposited funds is generated by providing liquidity — commonly referred to as staking — to leading DeFi protocols, coupled with the use of governance token rewards. We present two options: the Lite mode of our app offers immediate and hassle-free access to solid returns, and the Pro version is designed for those seeking full control over their investments and aiming to explore greater earning opportunities.

Learn more about Return Pro


What is APY?

Annual Percentage Yield (APY) is a measure used in DeFi to express the annualized rate of return or interest earned on an investment or deposit. It takes into consideration how often the interest is reinvested or added back to the principal amount. By factoring in compounding, APY provides a more accurate representation of the actual return on an investment compared to a simple interest rate.


The simplest way to get the best return on your money

Decentralized finance can sound like an exotic island planted with confusing terminology that may leave you gasping for sanity. We know. Innovation can be daunting at first. That’s why we built Return to be the simplest-to-use savings application that can deliver double-digit Annual Percentage Yield (APY) earnings from DeFi, keeping all technological complexities in the background.


Our Vision

Our Vision is to drive mass adoption of decentralized finance and its yield-generating protocols while having the same sense of security and ease of use that traditional banks give to their depositors.

Investors & Board Members

  • Tim Draper

    Investor & Advisor

    Legendary investor Tim Draper helps entrepreneurs drive their visions through funding, education, media, and government reform.

  • Alon Goren

    Investor & Advisor

    Alon, Founding Partner at DGH, specializes in blockchain, securities, crypto, crowdfunding and punk rock.

  • Josef Holm

    Co-founder & Non-Executive Board Member

    Josef, an entrepreneur and investor with over 25 years of experience, is a partner at Draper Goren Holm.

  • Ralf Glabischnig

    Board advisor

    Ralf Glabischnig is an Austrian entrepreneur and investor, and is the founder and main shareholder of 15+ companies, including Crypto Oasis Sentio.

  • Saqr Ereiqat

    Board advisor

    Saqr Mashhor Ereiqat is the Co-Founder / Managing Partner of Crypto Oasis Sentio.