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Return Finance is a regulated company

We operate a regulated and compliant service partnering with prominent RegTech companies that are fully governed and are industry leaders.

  • # Virtual Asset Service Provider
  • # SRO Member of VQF
  • # Insurance on custodial assets by Fireblocks
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A regulated approach to DeFi

  • VASP Authorization

    We are authorized in the EEA as a Virtual Asset Service Provider (VASP) under Registration No. 306264593 by the Financial Crime Investigation Service (FCIS) of Lithuania.

  • VQF SRO Membership

    We are an SRO member of the Financial Services Standards Association (VQF), an organisation recognized by the Swiss Financial Market Supervisory Authority (FINMA), Membership No. 101140.

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Our Mission

To make earning from digital financial markets accessible, easy and secure for all, by delivering compliance and good governance. We believe that decentralized finance should be understandable and useful to everyone.

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Our Vision

Our Vision is to drive mass adoption of decentralized finance and its yield-generating protocols while having the same sense of security and ease of use that traditional banks give to their depositors.

How is yield generated?

Learn more on how to achieve high APY.

Return Finance bridges the gap between traditional finance and decentralized finance (DeFi). Our strategy involves supplying USDC and ETH as liquidity to DeFi protocols while leveraging LP token rewards. This allows depositors to earn a high Annual Percentage Yield (APY) on their savings.

Clients can deposit their USDC and ETH directly or use our service to exchange U.S. Dollars for their digital counterpart, United States Dollar Coin (USDC). As a stablecoin, USDC is a digital representation of fiat currency, pegged 1:1 to the U.S. Dollar. It is 100% backed by fiat reserves and fully regulated, ensuring a transparent and seamless conversion and tracking process.

We offer two investment experiences depending on your proficiency and risk tolerance: the Lite mode of our app offers immediate and hassle-free access to solid returns on MakerDAO, one of DeFi’s most reputable and low-risk protocols. The Pro version is designed for those seeking full control over their investments and aiming to explore greater earning opportunities.

Learn more about Return Pro

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What is APY?

Annual Percentage Yield (APY) is a measure used in DeFi to express the annualized rate of return or interest earned on an investment or deposit. It takes into consideration how often the interest is reinvested or added back to the principal amount. By factoring in compounding, APY provides a more accurate representation of the actual return on an investment compared to a simple interest rate.

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The simplest way to get the best return on your money

Decentralized finance (DeFi) can sound like an exotic island planted with confusing terminology, making it feel inaccessible... We know. Innovation can be daunting at first. That’s why we built Return — your simplest gateway to earning market-leading yields on DeFi — while keeping all technological complexities and jargon in the background.

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Three things we believe about earning from your savings online

  • # It should be easy Earning from your savings or idle cash should be simple and stress-free. Our app is designed so that you can easily manage your money from anywhere without confusing workflows or vague language – we offer our users full transparency and ease of use.
  • # It should be secure We’ve built an institutional-grade infrastructure and a rigorous verification process to protect the identities of our customers. We employ two-factor authentication and achieve regulatory compliance through leak-proof AML and KYC checks.
  • # It should be accessible to everyone We believe that to have a real impact on the betterment of our planet and people’s lives, everyone should be able to bear the rewards of digital finance, this is another reason why we’ve made Return’s interface direct and user-friendly – so anyone can pick it up and start earning from their savings.

Investors & Board Members

  • Tim Draper

    Investor & Advisor

    Legendary investor Tim Draper helps entrepreneurs drive their visions through funding, education, media, and government reform.

  • Alon Goren

    Investor & Advisor

    Alon, Founding Partner at DGH, specializes in blockchain, securities, crypto, crowdfunding and punk rock.

  • Josef Holm

    Co-founder & Non-Executive Board Member

    Josef, an entrepreneur and investor with over 25 years of experience, is a partner at Draper Goren Holm.

  • David Bleznak

    Investor & Advisor

    David is a pioneer in decentralized exchange and crypto technology who has overseen $250m+ in crypto and real estate deals.

  • Ralf Glabischnig

    Board advisor

    Ralf Glabischnig is an Austrian entrepreneur and investor, and is the founder and main shareholder of 15+ companies, including Crypto Oasis Sentio.

  • Saqr Ereiqat

    Board advisor

    Saqr Mashhor Ereiqat is the Co-Founder / Managing Partner of Crypto Oasis Sentio.