DeFi made easy
Return Finance provides fintechs and investors worldwide with compliant access to stablecoins and DeFi yields.
Compliant by design
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VASP-authorized in the EU
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VQF member in Switzerland
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KYC, KYB, KYT, Travel Rule integration
Experience DeFi like never before
Return Finance offers a suite of products that enable intuitive, secure access to DeFi innovation tailored to the needs of both retail and enterprise customers.
Why choose Return Finance
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End-to-end compliance
Experience DeFi with MiCA-aligned KYC/KYB, Travel-Rule adherence, real-time AML/KYT. Audit-ready reporting from day one.
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Multi-chain liquidity
Access Ethereum, Solana, Bitcoin, & EVM L2s with smart routing, bridging, and reward distribution—all through one seamless gateway.
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Institutional-crade custody & wallets
Leverage Fireblocks-powered custody with MPC encryption, insurance coverage, and both custodial and self-custody wallet options.
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Stablecoin rails & banking on/off ramps
Convert fiat ↔ stablecoins at competitive rates and connect to global payment networks via ACH, SEPA, and SWIFT.
Unlock DeFi for your platform's userbase
Get everything your project needs to launch, scale, and monetize DeFi.
Backed by the best in the industry
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Frequently Asked Questions
What currencies does Return Finance support?
You can make deposits in multiple currencies like fiat – U.S. Dollar and Euro, stablecoins – USDC and Euro, and altcoins - ETH. In 2025, we will add support for popular cryptocurrencies like Bitcoin, Solana, and more.
How can I add money to my Return Finance account?
You have several options for adding funds to your account, based on your preferred currency. For fiat, you can use a bank transfer, a card, or popular payment methods like Apple Pay and Google Pay. Alternatively, you can directly deposit USDC and ETH, and we’ll provide you with a personal wallet on a layer 2 network. Coming soon: you'll be able to top up in Euro using your Revolut account.
Do I have access to my money once I deposit?
There’s no lock-up! You retain access to your deposits and the generated yield, and can withdraw your money at all times without additional fees.
Is Return Finance a regulated company?
Return Finance is authorized in the European Economic Area as a Virtual Asset Service Provider (VASP) by the Financial Crime Investigation Service (FCIS) of Lithuania; no. 306264593. Our license allows us to operate in all 27 EU member states and ensures we follow strict KYC and AML/CTF procedures. We are also an SRO member of the Financial Services Standards Association (VQF) in Switzerland; membership no. 101140.
Is Return Finance a secure service?
Your assets’ safety is paramount. To make our application robust and reliable, we’ve built an institutional-grade infrastructure, and we partner with industry-leading RegTech companies like SumSub, Moonpay, Chainalysis, and Circle. Custodial assets are insured through our wallet provider, Fireblocks. We employ two-factor authentication and achieve regulatory compliance through leak-proof AML and KYC checks. The Return smart contracts have been rigorously audited by weiChain. For transparency, we invite you to inspect the audits at https://docs.return.finance/audits
Risk Warning
Investments in stablecoins, crypto-assets, and decentralized finance (DeFi) products are not risk-free. These investments can be subject to significant market volatility and other risk factors. Please refer to our risk factors for further information.