DeFi Made Easy
Access the best yields across DeFi from a single app. Search, compare & earn across chains. Your regulated & compliant gateway to DeFi.
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Secure & Compliant
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VASP authorization no. 306264593 -
VQF SRO membership no. 101140 -
Insurance on custodial assets by Fireblocks
Unified gateway to the best yields
Return Finance offers the highest staking APY across top DeFi platforms like Aave, MakerDAO, and Compound Finance—all within a single app. Seamlessly search, compare, and invest in automated market makers (AMMs) to start earning yield farming rewards in minutes.
DeFi UX that makes sense
Return Finance transforms your DeFi experience with a user-centric design as intuitive as your favorite banking app. Enjoy seamless and effortless navigation without the complexity and jargon of individual DeFi projects.
Secure & regulated DeFi access
Return Finance provides a secure and compliant gateway into decentralized finance. With EU VASP authorization and membership in the Swiss Financial Services Standards Association (VQF), we uphold the highest standards of regulatory compliance and security, ensuring your investments are protected.
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Regulation
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Governance
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Compliance
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KYC & AML
Unlocking DeFi yields for all
Return Finance offers tailored solutions for retail, corporate, and fintech customers, making high-yield DeFi accessible to everyone.
Technology Partners
Available protocols
Protocol
APY
Currency
Network
Maximize your earning potential
Unlock market-beating returns by exploring your earning potential with our intuitive DeFi calculator.
As featured in
Get the latest from the blog
Stay up to date with Return Finance and the exciting world of DeFi.
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Return Pro Update: Multichain Vaults, Bridging, and More
Our latest update brings smoother onboarding, in-app bridging across supported blockchains, and a more intuitive user interface.
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How to Earn Yield on Aave
Learn how to earn yield on Aave. Return Finance Pro is the most streamlined way to become a liquidity provider.
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How to Earn Yield on BENQI
Learn how to start earning APY on BENQI. Return Finance Pro is the easiest way to generate yield by becoming a liquidity provider.
Backed by the best in the industry
Fast-forward your financial goals
Transform your saving and investing with Return Finance. Access advanced DeFi solutions for better returns in a secure, user-friendly environment.
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Saved for Car!
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Saved for vacation!
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Saved for House!
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Saved for Education!
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Frequently Asked Questions
What currencies does Return Finance support?
Currently, you can make deposits in both fiat currency – Euro and U.S. Dollar, and stablecoins – USDC (EURC coming soon).
How can I add money to my Return Finance account?
You have several options for adding funds to your account, based on your chosen currency. For fiat currencies, you can use a bank transfer, bank card, or popular payment methods like Apple Pay and Google Pay. Alternatively, you can directly deposit USDC (with EURC coming soon), and we’ll provide you with a personal wallet on a layer 2 network.
Do I have access to my money once I deposit?
There’s no lock-up! You retain access to your deposits and the generated yield, and can withdraw your money at all times without additional fees.
Is Return Finance a regulated company?
Return Finance is authorized in the European Economic Area as a Virtual Asset Service Provider (VASP) by the Financial Crime Investigation Service (FCIS) of Lithuania; no. 306264593. Our license allows us to operate in all 27 EU member states and ensures we follow strict KYC and AML/CTF procedures. We are also an SRO member of the Financial Services Standards Association (VQF) in Switzerland; membership no. 101140.
Is Return Finance a secure service?
Your assets’ safety is paramount. To make our application robust and reliable, we’ve built an institutional-grade infrastructure, and we partner with industry-leading RegTech companies like SumSub, Moonpay, Chainalysis, and Circle. Custodial assets are insured through our wallet provider, Fireblocks. We employ two-factor authentication and achieve regulatory compliance through leak-proof AML and KYC checks. The Return smart contracts have been rigorously audited by weiChain. For transparency, we invite you to inspect the audits at https://docs.return.finance/audits
Risk Warning
Investments in stablecoins, crypto-assets, and decentralized finance (DeFi) products are not risk-free. These investments can be subject to significant market volatility and other risk factors. Please refer to our risk factors for further information.