The Future of Yield
Return Finance is a user-friendly savings application that lets you earn high Annual Percentage Yield (APY) on your Euro and U.S. Dollars from DeFi markets.
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Technology Partners
Why Choose Us
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High returns -
Low minimum deposit -
No monthly service fees -
No lock-up period -
Secure, transparent and decentralized -
Quick access and easy withdrawal
Our Investors
Turn your savings into a source
for passive income
Return offers a simple and secure way to make your money work for you.
The easiest way to beat inflation and your bank’s low interest rate
The average bank savings account offers 0.5% interest and with the current high inflation rate, your savings lose value every day they stay in the bank.
Up to 10% Annual Percentage Yield
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1.00%
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0.10%
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0.10%
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0.50%
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1.00%
It only takes a minute to sign up!
Return is the fastest and simplest way to put your money to work.
A better way to maximise your savings
In an era of high inflation and low bank interest rates, the lucrative opportunities in Decentralized Finance (DeFi) present a compelling alternative for your savings. Return Finance democratizes access to DeFi earning opportunities through a two-tier system: offering solid yield right out of the box with Return Lite, and enabling you to customize even high yields in Return Pro.
Your money is safe
Return is a fully-regulated fintech company that works only with recognized and regulated partners. We use the latest security and cryptographic standards to offer a product that is compliant and insured through our suppliers to provide comfort to depositors.
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Regulation
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Governance
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Compliance
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KYC & AML
As featured in
Get to your savings goals faster!
Accelerate your savings for your children's tuition, dream home, car, and anything else you desire.
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Saved for Car!
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Saved for vacation!
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Saved for House!
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Saved for Education!
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Frequently Asked Questions
What currencies does Return Finance support?
Currently, you can make deposits in both fiat currency – Euro and U.S. Dollar, and stablecoins – USDC (EURC coming soon).
How can I add money to my Return Finance account?
You have several options for adding funds to your account, based on your chosen currency. For fiat currencies, you can use a bank transfer, bank card, or popular payment methods like Apple Pay and Google Pay. Alternatively, you can directly deposit USDC (with EURC coming soon), and we’ll provide you with a personal wallet on a layer 2 network.
Do I have access to my money once I deposit?
There’s no lock-up! You retain access to your deposits and the generated yield, and can withdraw your money at all times without additional fees.
Is Return Finance a regulated company?
Return Finance is authorized in the European Economic Area as a Virtual Asset Service Provider (VASP) by the Financial Crime Investigation Service (FCIS) of Lithuania. Our license allows us to operate in all 27 EU member states and ensures we follow strict KYC and AML/CTF procedures.
Is Return Finance a secure service?
Your assets’ safety is paramount. To make our application robust and reliable, we’ve built an institutional-grade infrastructure, and we partner with industry-leading RegTech companies like SumSub, Moonpay, Chainalysis, and Circle. We employ two-factor authentication and achieve regulatory compliance through leak-proof AML and KYC checks. The Return smart has been rigorously audited by weiChain. For transparency, we invite you to peruse the audit at https://docs.return.finance/audits
Risk Warning
Investments in stablecoins, crypto-assets, and decentralized finance (DeFi) products are not risk-free. These investments can be subject to significant market volatility and other risk factors. Please refer to our terms of use for further information.