Supercharge Your Fintech with DeFi Innovation
Access real-time DeFi yield opportunities with our API. Offer compliant, on-chain financial services. Boost customer acquisition and improve client lifetime value.
Why Companies are Choosing Return
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All-in-One DeFi Access
Enable seamless trading, swaps, lending, staking, bridging and structured yields across decentralized finance’s most prominent protocols.
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Fiat On/Off Ramps & Stablecoin Integration
Bridge the gap between traditional finance and DeFi with regulated fiat ramps, seamless wallet transfers, and global remittance support for frictionless asset movement.
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Regulation & Compliance
Fight fraud and ensure compliant operations with real-time AML checks, KYC/KYB verification, KYT (Know Your Transaction) monitoring, and travel rule compliance.
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Institutional-Grade Wallets & Security
Offer superior flexibility and security by leveraging Fireblocks-powered custody with MPC encryption, insurance, and multi-chain support for both self-custody and non-custodial wallet options.
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Plug-and-Play API for Payments & Exchange
Quickly and easily unlock the power of decentralized finance for your users using only a few lines of code.
How our DeFi Yield Solution Works
Offer users a seamless end-to-end DeFi earning experience—from depositing fiat to withdrawing directly into their bank account.
One API, All Chains
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Unified API Structure
Give your users seamless access to staking, bridging, and asset flows—on-ramp to off-ramp—through one consistent API. No need to manage separate integrations for each function or chain; a single endpoint handles it all.
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Future-Proof Design
Integrate once and unlock access to all current—and future—protocols and features. We continuously add new network integrations behind a consistent, standardized interface, so expanding coverage often requires nothing more than updating a config file.
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Developer-Friendly
Get your team up and running fast with clear integration guides, GitHub examples, and responsive technical support. We provide the resources you need to build confidently and ship quickly.
Our Technology Partners
Built for Trailblazing Fintech Companies
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For Exchanges
Offer new revenue streams and drive user engagement by enabling high-yield staking and cross-chain transfers.
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For Wallets
Deliver transparent access to DeFi returns through one-click staking and cross-chain bridging.
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For Neo Banks
Integrate regulated stablecoin yield generation to unlock new monetization opportunities and increase customer retention.
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For Liquidity Aggregators
Present a unified interface for automated staking across blockchains, and facilitate boosted user returns.
Supported Networks
The Return Finance API supports all EVM-compatible networks.
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Frequently Asked Questions
How is does yield generation work on DeFi?
Return Finance employs two distinct strategies. For stablecoins, yield is generated by supplying liquidity to lending and borrowing protocols and by capturing LP rewards. For ETH, yield is earned through staking via the Lido protocol.
What blockchains and protocols does the Return Finance API support?
The Return Finance API currently supports earning opportunities on Ethereum, Avalanche, Base, and Polygon. Our selection criteria prioritize protocols with high total value locked (TVL) and sustainable economic models. Supported protocols include Lido, Aave, MakerDAO, Ethena, and BENQI.
Do I need to manage separate integrations for each blockchain?
No — the Return Finance API abstracts away protocol and chain-specific complexity. You integrate once and gain access to multiple blockchains via a unified interface.
What currencies does Return Finance support?
Return Finance currently supports fiat on- and off-ramps for EUR, USD, and GBP as well as crypto transfers for USDC, EURC, and ETH.
Is the Return Finance contract audited?
Yes — all Return Finance smart contracts have been audited by weiChain, a trusted name in Web3 security. For full transparency, you can review the audit reports here: https://docs.return.finance/audits
How long does it take to integrate the Return Finance API?
Most teams are able to complete a basic integration within a few hours using our SDKs and prebuilt examples. Full production rollout timelines may vary depending on the product scope.
Where is Return Finance regulated and what licenses do they hold?
Return Finance is authorized as a Virtual Asset Service Provider (VASP) in the European Union and is a registered member of the Financial Services Standards Association (VQF) in Switzerland.